It is a pleasure to welcome you to the Mississippi Insurance Guaranty Association (MIGA) website. Our goal is to provide helpful information concerning how MIGA can assist in the event
of the insolvency and liquidation of a licensed insurance carrier writing direct insurance in the State of Mississippi.


The Mississippi Insurance Guaranty Association is a non-profit, unincorporated association created by the state legislature in 1970 to provide a mechanism for the payment of covered claims when a member insurer is found to be insolvent and ordered liquidated.

Funding is by assessment of our member insurers and, if any, the recovered and liquidated assets of the insolvent companies.

MIGA is directed by a board composed of nine members elected by the MIGA membership of licensed insurance writers of property and casualty insurance in Mississippi.

Our mission is to manage in a professional and timely manner the property-casualty insolvencies for which MIGA is responsible by discharging Association duties in accordance with governing statutes and plan of operation provisions.

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